Last updated: October 23, 2026
These preliminary terms should be reviewed and updated to reflect Bilo's actual services, operating entity, and applicable law before public launch.
Use Bilo only for lawful purposes and provide accurate information. Protect your account credentials and verification codes.
Services may depend on third-party providers, network availability, account status, and applicable requirements. Services may be temporarily unavailable or changed.
Review transaction details before confirming. Refunds, reversals, and complaints are handled under the applicable service and provider rules.
Questions: otp@bilo.com.ng. This address is used for automated verification emails and may not accept replies.